What is a pre-existing condition?

One or more of the following Medical Conditions that showed clinical signs or Symptoms, occurred, diagnosed or treated before the Policy Start Date or during the Waiting Periods.

Arthritis (Non-septic)

Osteochondral disease

Chronic colitis

Chronic gastritis

Chronic liver disease

Chronic pancreatitis

Chronic eye disease

Inflammatory bowel disease

Endocrine disease

Cancer (Malignant)

Neoplasia (Benign)

Allergies

Cardiovascular disease

Chronic renal disease

Asthma or chronic tracheobronchial disease

Urinary blockage

Permanent neurological damage

Incurable infections

Joint dysplasia