What is a pre-existing condition?

One or more of the following Medical Conditions that showed clinical signs or Symptoms, occurred, diagnosed or treated before the Policy Start Date or during the Waiting Periods.

• Allergies • Arthritis (non-septic) • Asthma or chronic lower respiratory tract diseases • Cancer (malignant) • Cardiovascular diseases • Chronic colitis • Chronic eye diseases • Chronic gastritis • Chronic liver diseases • Chronic pancreatitis • Chronic renal diseases • Endocrine diseases • Infectious diseases including Aujeszky’s disease, feline AIDS, FIV (feline immunodeficiency virus), FeLV (feline leukaemia virus) • Inflammatory bowel disease • Joint dysplasia • Neoplasia (benign) • Osteochondral diseases • Neurological damage • Stones in urinary systems • Urinary blockage