InfiniCare: Unlimited number of claims
What makes a critical illness cover truly comprehensive is not only the support it has to offer when one’s health is severely compromised, but the fact that it protects everyone equally. OneDegree InfiniCare covers an unlimited amount of claims (note 1) and cover 98% of critical illness cases(note 2)! Monthly premium is as low as HKD49! Enroll on or before 31 March 2024 to enjoy 20% off your first year’s premium!
Our InfiniCare allows any type of covered critical illness to be claimed once during the policy period. Compared with products that generally have more rigid claim limits, our coverage is more suitable for customers who are worried about various major diseases.
Worried that you might be sick in the future? Our policy protects you up to a total of 62 critical illnesses including 7 major ones in Hong Kong – we’ve got you covered!
We will stand by you through thick and thin, and we mean it. Survival period is not required for our protection (except for Terminal Illness), so even if the insured passes away unfortunately, compensation will still be offered.
OneDegree is the 1st insurer in town to provide critical illness insurance to people living with HIV, with the max. sum insured of HKD100,000. The policy is renewable even if the policyholder is diagnosed with HIV during the policy term.
*OneDegree reserves the right of underwriting for all insurance applications.
How do our benefits work?
Core fits you best, as it covers the 7 most common critical illnesses including cancer, coronary artery bypass graft, heart disease, other serious coronary artery disease, stroke, benign brain tumor, and kidney failure.
We recommend Boost. In addition to the 7 most common critical illnesses, it also covers 55 critical illnesses, plus 3 early-stage critical illnesses including carcinoma-in-situ, early thyroid cancer or prostate cancer, and coronary angioplasty.
Infinity provides all the protections of the Boost Plan, along with Hong Kong's first-in-market multiple claims feature. Every time a new critical illness is diagnosed, you can receive 80% of the Sum Assured.
InfiniCare vs. Others
How our claims process works
At your fingertips
Get a quote and stay protected easily with your laptop or mobile phone anytime, anywhere.
We don’t make you wait
There is no middleman between you and us, which means we can address your concerns directly and swiftly.
Simple, in a good way
Our plans are simple and concise, and offers you all the protection you need.
This promotion is valid from now until 31 March 2024 ("Promotion Period").
OneDegree’s system will automatically apply the 20% premium discount (“Offer”) on Pet Insurance or InfiniCare Critical Illness Insurance (“InfiniCare”) to applicable plans and payment mode and display it on the website.
The discounted premium will be rounded to the nearest whole number during quotation for display purposes. The actual premium payable will be shown at checkout and shall be the final amount.
Only the applicants who do not currently hold any effective Pet Insurance or InfiniCare Critical Illness Insurance and have not held any effective Pet Insurance policy(ies) in the past 3 months from the date of application of the Pet Insurance or InfiniCare Critical Illness Insurance are eligible for this promotion.
The Offer is only applicable to premiums for the first year of a policy.
For details of coverage, terms, conditions, and exclusions of Pet Insurance or InfiniCare, please refer to the policy wordings.
OneDegree may terminate this promotion without notice. All matters or disputes in relation to the promotion and the interpretation of terms and conditions shall be subject to the decision of OneDegree, which shall be final and binding.
In case of any discrepancy between the English and Chinese versions, the English version shall prevail.