Fire Insurance - Best Price In Town
OneDegree Fire Insurance offers the lowest price** at just 0.034% for the first year of your sum insured when most insurers charge up to 0.15%. You can save up to HK$150,000* for a 30-year mortgage! You may choose the policy start date within 10-180 days upon enrollment, allowing you to flexibly decide on your policy start date to suit your own insurance needs.
Best Price
In Town
Some insurers may charge up to 0.15% of the sum insured annually for fire coverage. With OneDegree, you’ll pay just 0.034% for a policy for the first year, which is the lowest in town!
*Assumed a comparison between current highest market premium rate of 0.15%, and OneDegree discounted premium rate of 0.034% for the first year and original premium rate from second year onwards, for a 30-year mortgage and sum insured of HKD 4.5million, rounded to the nearest 10,000. This example is for reference only.
**Compared to fire insurance of major insurance companies in Hong Kong in May 2024.
Paperless Claim Process
File your claim online with a completely paperless process. Please download the claim forms from the below links, and email the form, along with the required documents stated on the form, to us at claims@onedegree.hk.
Claim form: Download
Instant Claim Status Notification
Timely email updates on claim status allow you to know exactly where you are at throughout the process
Guaranteed 5-day Response Time
**We guarantee to follow up on a claim application within 5 working days upon receipt of application documents^^
For details of coverage, terms, conditions, and exclusions of OneDegree Fire Insurance, please refer to the policy wording.