Top pet insurance for cats

Show your furry feline how precious they are by giving them the best possible care when they are sick or hurt. Pawfect Care cat insurance accepts all breeds, as well as kitties without microchips! Enrollment can be done online within minutes, and enjoy up to HKD80,000 in medical coverage annually, the highest among all pet plans in Hong Kong. Enroll on or before 31 Mar 2023 to enjoy 15% off your first year’s premium!

Key features of

Pawfect Care

The one and only Pet CEO Plan in town

Pawfect Care is the only pet insurance in town with absolutely no sublimits. If your pet has passed the 1-year mark, you can get reimbursements up to 90%* of eligible expenses while other registered vets that are not on this list, the reimbursement rate is 70%*. Common pet medical expenses include surgery, x-ray & ultrasound, lab tests, medication, consultation etc. However, most plans in the market place reimbursement caps on specific medical expenses so you might eventually claim a small portion of an expensive treatment. We understand your needs, that’s why we don’t cap how much you can claim for a specific benefit.

*Subject to policy wording.

Highest medical coverage in town

With 3 plans offering varying level of cover, Pawfect Care has the highest medical coverage in town with up to HK$80,000 annually, and covers all registered vets in Hong Kong.

We accept all breeds up to 11 years old

Most pet insurers exclude certain breeds. But for Pawfect Care, cats and dogs up to age 11 of any breed can apply for a policy. Once enrolled, there’s no age limit on renewal^.

^ OneDegree reserves the right of underwriting for all insurance applications.

Lifetime coverage for chronic illnesses

We provide lifetime coverage of chronic illnesses to pets that enrolled at or before age 4, including allergies, chronic kidney failure, and cancer.

Cash benefit for cancer

The risk of developing cancer increases as your pet gets older. We hope your pet will never need it, but you’ll receive a HK$10,000 one-off lump sum payment if your furry one does get cancer. That’s in addition to the medical costs we cover, so you can use the cash for any extra care that can help your pet feel better and get healthier soon.

Our plans

Pawfect Care reimburses up to 90% of vet bills for pets at age 1 or above, and up to 50% for pets from 13 weeks to 11 months old, whether from mild injuries or serious chronic illnesses. All of our plans cover the big expenses, such as surgery and hospitalization. The Plus and Ultra plans also include vet consultations, ideal for pet parents looking for comprehensive protection for their furry ones.

Enter your pet's info and get a quote instantly

Pet Type

Dog

Pet Age

Breed

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There is a waiting period of 28 days from the policy start date for accidents and illness before coverage takes effect. The waiting period is 180 days for cancer.

What’s not covered?

We would love to keep all our furry friends healthy, but unfortunately none of the pet insurance companies can cover treatments of pre-existing conditions (illnesses or injuries that happen before you purchase a policy or during the waiting period). Our plans also doesn’t cover spaying/neutering costs and alternative treatments. Please see the complete list of exclusions here.

Check out our product brochure for more details.

Why do you need pet insurance?

Vet bills can quickly add up and put an unexpected dent in your budget. Here are some common canine medical conditions to give you an idea of how much treatments generally cost. Pet insurance can help you out with expenses so you don’t have to worry whether you can afford the best care.

Heart Disease

Average cost/visit

HKD 7,300

These numbers may vary based on the actual conditions and the bill breakdown.

How does it work?

choose a pet insurance plan for your cat on the phone

1. Choose a plan

Select from three options based on you and your pet’s needs. No physical exams required for enrollment.

visit the best vet in hong kong to get the best care for your dogs

2. See a vet

Your pet can visit any registered vet in Hong Kong.

3. File a claim

Takes just a few minutes to upload a photo of your receipt and submit a claim. We will handle the rest.

4. Get paid

We will make a deposit directly into the bank account you provided for any successful claims.

Frequently asked questions

Why insure your pet with OneDegree?

Zero paperwork

Do it all online. Get a quote, buy a policy, and make claims easily from your laptop or mobile phone. Anytime, anywhere.

file a claim is hassle free in onedegree

We don’t make you wait

We will make a deposit directly into the bank account you provided for any successful claims.

Simple, in a good way

Our plans are simple and easy to understand, while giving you all the protection you need.

Pawfect Care is underwritten by OneDegree Hong Kong Limited, which is authorised and regulated by the Insurance Authority of the Hong Kong SAR.

Terms and Conditions

This promotion is valid from now until 31 March 2023 ("Promotion Period").

OneDegree’s system will automatically apply the 15% premium discount on Pawfect Care (“Offer”) to applicable plans and payment mode and display it on the website.

The discounted premium will be rounded to the nearest whole number during quotation for display purposes. The actual premium payable will be shown at checkout and shall be the final amount.

The Offer is only applicable to premiums for the first year of a policy. 

For details of coverage, terms, conditions, and exclusions of Pawfect Care, please refer to the policy wordings.

OneDegree may terminate this promotion without notice. All matters or disputes in relation to the promotion and the interpretation of terms and conditions shall be subject to the decision of OneDegree, which shall be final and binding.

In case of any discrepancy between the English and Chinese versions, the English version shall prevail.

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