Top pet insurance for cats

Show your furry feline how precious they are by giving them the best possible care when they are sick or hurt. Pawfect Care cat insurance accepts all breeds, as well as kitties without microchips! Enrollment can be done online within minutes, and enjoy up to HKD70,000 in medical coverage annually, the highest among all pet plans in Hong Kong.

Key features of

Pawfect Care

Highest medical coverage in town

Cats from 13 weeks to 11 years old, with or without microchips, are eligible to apply for a policy. Once enrolled, there’s no age limit on renewal.

First pet insurer in town with no sublimits

It can be frustrating when your policy only lets you claim a small portion of an expensive treatment. That’s why we don’t cap how much you can claim for a specific benefit, as long as it stays within the plan’s annual coverage.

We cover all breeds

All cat breeds are eligible for coverage as we believe all pets should be treated equally, even those that are considered high risk breeds.

We cover chronic illnesses

We provide lifetime coverage of chronic illnesses to cats that enrolled at age 4 or below, including allergies, chronic kidney failure, and cancer.

Cash benefit for cancer

We hope your pet will never need it, but you’ll receive a one-time cash payment if your furry one does get cancer. That’s in addition to the medical costs we cover, so you can use the cash for any extra care that can help your pet feel better and get healthier soon.

Our plans

Pawfect Care reimburses up to 90% of vet bills for pets at age 1 or above, and up to 50% for pets from 13 weeks to 11 months old, whether from mild injuries or serious chronic illnesses. All of our plans cover the big expenses, such as surgery and hospitalization. The Plus and Ultra plans also include vet consultations, ideal for pet parents looking for comprehensive protection for their furry ones.

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There is a waiting period of 28 days from the policy start date for accidents and illness before coverage takes effect. The waiting period is 180 days for cancer.

What’s not covered?

We would love to keep all our furry friends healthy, but unfortunately none of the pet insurance companies can cover treatments of pre-existing conditions (illnesses or injuries that happen before you purchase a policy or during the waiting period). Our plans also doesn’t cover spaying/neutering costs and alternative treatments. Please see the complete list of exclusions here.

Check out our product brochure for more details.

Why do you need pet insurance?

Vet bills can quickly add up and put an unexpected dent in your budget. Here are some common canine medical conditions to give you an idea of how much treatments generally cost. Pet insurance can help you out with expenses so you don’t have to worry whether you can afford the best care.