Unlike dogs, domestic felines in Hong Kong are not required to be chipped and many cat parents choose not to for various reasons. Good news is, there are now 2 insurers in Hong Kong that accept cats without microchips!

Shopping for insurance can be overwhelming. Is it worth it? Will your pet’s past illness be covered if it reoccurs? For pet parents looking to buy a policy, we thought we’d try to provide more answers to help you understand and decide on a plan for your furry one!

Just like medical insurance for humans, pet insurance policies also have certain items that are not covered, called exclusions. One category of exclusion is called pre-existing conditions. Knowing what this term means can guide you to choose the right protection for your furry friend.