Enter your sum insured
Sum insured is usually the same as your current mortgage loan value. We insure from HKD 500,000 to HKD 50,000,000, and the minimum premium is set at HKD 400/year.
What is "sum insured"?
You can choose the sum insured to be one of the following:
(1) Original mortgage loan amount
(2) Current mortgage loan value
(3) Property reinstatement cost
Most people will use the current mortgage loan value as the sum insured.
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