What are network clinics and non-network clinics?

You see this a lot in human medical insurance too, PawFect Care Policyholders can choose to bring their pets to any registered vet that is part of OneDegree's vet network, then the max reimbursement is 90% of eligible expenses. If they visit a non-network clinic, the reimbursement rate is up to 70%. Check out our vet network.

For all new policies that are issued from 1 December 2022, if the pet is between 13 weeks and 11 months old and visits a registered vet clinic in Hong Kong, regardless of whether the clinic is a network or non-network, the reimbursement rate is 50%.