Is there any service charge for cancellation on Fire Insurance?

The fire insurance policy includes a 7-day cooling-off period. If the policy is canceled within the first 7 days, we will refund the full premium you paid. If you cancel the policy after the cooling-off period, the refund will be calculated based on the table below.

If the calculated refund results in the total premium we retain being less than HKD 400, we will charge a minimum premium of HKD 400 and only refund the portion exceeding HKD 400.