If my Pet CEO Plan® renews during the critical illness claims review process, which premium will the waiver be based on?

The premium waiver will be calculated based on the premium of the eligible Pet CEO Plan® policy applicable at the time of submitting your critical illness claim. The eligible policy must have been continuously in force for more than 90 days at the time of claim submission, and the waiver amount will be based on the premiums already paid at that point. If your policy renews during the claims review process, the waiver will be based on the premium at the time of claim submission, not the premium after renewal.