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How much does a fire insurance policy cost?

Last updated on: May 6, 2025
Annual policy premiums range from 0.042% to 0.15% of your Sum insured, depending on your insurer’s terms. For example, for a policy with HK$ 4,500,000 Sum insured, you may pay between HK$ 1,890 (HK$ 4,500,000 x 0.042%) and HK$ 6,750 (HK$ 4,500,000 x 0.15%) each year.
 
OneDegree offers 0.042% premium rate for the first year, which is the lowest in town. Get a quote for your property here.
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