

Hi, how can we help you?


How much does a fire insurance policy cost?
Last updated on: February 12, 2026
Annual policy premiums range from 0.042% to 0.15% of your Sum insured, depending on your insurer’s terms. For example, for a policy with HK$ 4,500,000 Sum insured, you may pay between HK$ 1,890 (HK$ 4,500,000 x 0.042%) and HK$ 6,750 (HK$ 4,500,000 x 0.15%) each year.
OneDegree offers 0.042% premium rate, which is the lowest in town. Get a quote for your property here.
Still can't find what you're looking for?
You may contact us via the at the bottom right corner or click here.
Products
Learn More
Shortcuts

© 2026 OneDegree Hong Kong Limited. All rights reserved.



