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Are premiums higher for certain property types?

OneDegree Fire Insurance premiums are fixed at  0.03% of the Sum Insured. The rate is applicable to residential properties of all types and all ages. Get a quote for your property here.

When purchasing fire insurance from a bank, the premium rate may depend on your property's type and valuation. For example, village houses and older buildings will tend to cost more to insure than private housing estates and newer buildings. The rates offered by banks generally range from 0.08% to 0.15%.

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