What is considered a chronic illness in Pawfect Care and is it covered?

Chronic medical condition is a medical condition that has at least one of the following characteristics:

a. Lasts 3 months or more;

b. Comes back or is likely to come back;

c. Is permanent; or

d. Needs long-term monitoring including consultations, checkups, examinations, and tests, and shall include an acute episode of a chronic medical condition.

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If your pet first enrolled in our plan at age 4 or younger, your pet can enjoy lifetime coverage of chronic illnesses.

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If your pet first enrolled in our plan at age 5 or older, chronic illnesses will still be covered for the first policy year they occur. However, the specific illness will be considered a pre-existing condition and excluded for subsequent policy periods.

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Chronic illnesses can be very costly to treat. Make sure your furry buddy is covered by getting insurance at an early age!