We don’t cover you for:
1. Uninsurable risk such as scratching, corrosion, wear and tear,
2. Items which are insured under a separate policy;
3. Malicious damage or vandalism by a person residing in the insured
4. Contact lenses, mobile/portable phone, laptop, computer;
5. The insured premises unoccupied for more than 30 days
For more details, refer to our insurance policy wording.