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Is there any exclusion?

Last updated on: November 3, 2022
We don’t cover you for:
1. Uninsurable risk such as scratching, corrosion, wear and tear;
2. Items which are insured under a separate policy;
3. Malicious damage or vandalism by a person residing in the insured premises;
4. Contact lenses, mobile/portable phone, laptop, computer;
5. The insured premises unoccupied for more than 30 days.

For more details, refer to our insurance policy wording.
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