OneDegree HKOneDegree HK
Hi, how can we help you?
isometric helpisometric help

If I am not the property owner, can I purchase a home insurance policy?

Last updated on: October 15, 2025
Absolutely! Even if you’re not the property owner, you can still purchase our home insurance as a resident or occupant to provide coverage for legal liability and household contents for yourself and your family.

 

Household Contents Coverage: This insurance covers accidental loss or damage to household contents within the residence, including furniture, clothing, and more. Additionally, it provides temporary accommodation coverage to address unexpected incidents.

 

Third-Party Liability Coverage: If you accidentally cause bodily injury (whether fatal or not ) to any third party or accidental damage to property belonging to any third party, our home insurance will cover the legal responsibilities and associated costs.

 

Additional Coverage Options: We also offer extra options tailored to your needs, such as appliance repair coverage and hospitalization cash benefits, to ensure you have comprehensive protection. Based on your needs, you can select additional coverage options, such as repair coverage for household appliances or hospital cash benefits, to provide more comprehensive protection.

 

For a detailed overview of coverage options, please feel free to visit our insurance page or reach out to our customer care team. We’re here to help you with any questions you may have!
ellipse
Still can't find what you're looking for?
paw
You may contact us via the at the bottom right corner or click here.