How would the claim be handled if the Policyholder passed away after a claim has been submitted?

If the Policyholder is the Insured Person and passes away during the claim assessment, the benefit will go to the Policyholder’s estate after the claims have been approved.

If the Policyholder is not the Insured Person, and the Policyholder passes away during the claim assessment, the Insured Person will receive the benefit after the claim has been approved, and vice versa.