Do I need pet insurance if my kitty is an indoor cat?

As much as we try to make our homes safe and comfortable, we can’t be sure that our curious kitties will never get into an accident or fall sick with an illness. If your main concern is big expenditures such as surgery or hospitalization, Pawfect Care may work best for you. Monthly premium starts at just HKD 152 for up to HKD 70,000 of reimbursements a year.