Can I file a claim instantly after policy start date?

To make sure all pets obtain fair protection, most insurers setup waiting period. Pawfect Care also does this to prevent pet owners from buying policies after their pets get sick or injured and making claims for existing conditions.

There is a 28-day waiting period from the Policy Start Date before you can start making claims. For cancer, orthopedic conditions, chronic renal disease and hereditary conditions, the waiting period is 180 days.