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Turtle,Tortoise & Bird Insurance
Turtles, tortoises and birds might be different from cats or dogs but they need the same to thrive. These exotic pets often require costly medical care and that’s why OneDegree offers the first and only insurance in town specialized for turtles and birds. Our Turtle, Tortoise & Bird Insurance – covering 68 types of birds and 53 species of turtles/tortoises – allows you to focus on getting the right care for your little friend as we take the financial pressure off you! 
Enroll on or before 30 April 2024 to enjoy 30% off your first year’s premium!
Product features
The one and only specialized insurance for turtles, tortoises and birds in town
We cover 68 types of birds and 53 species of turtles/tortoises
View the list of insured breeds
We accept turtles, tortoises and birds between 1-10 years of age
No age limit renewal**
Up to 20 claims per year (including consultation fee, hospitalization fee and surgery fee)
100% online, hassle-free application
We make claiming fast and easy (submit documentary proof by email)
**Renewal for turtles, tortoises and birds at or after age 11 shall be underwritten on a yearly basis
Our plans for turtles, tortoises & birds
Reimbursement Rate
50%
General Consultation, Specialist Consultation and Prescribed Medication
HK$500
/ visit
(max. 20 visits per policy year)
Surgery
HK$20,000
/ year
X-ray & Lab Tests
HK$500
/ visit
(max. 4 times per policy year)
Overnight Hospitalization
HK$500
/ day
(max. 12 days per policy year)
Premium
$2988/yr
$2091.6/yr
$174.3/mo
(Enroll on or before 30 April 2024 to enjoy 30% off your first year’s premium!)
There is a waiting period of 90 days from the policy start date for accidents, injuries and illness before coverage takes effect.
What’s not covered?
We would love to keep all our feathered and scaly friends healthy, but unfortunately none of the pet insurance companies can cover treatments of pre-existing conditions for which a pet has developed symptoms or received a diagnosis, medication, advice, or treatment before the waiting period ends. Our plans also don’t cover spaying/neutering costs and alternative treatments. Please see the complete list of exclusions here
How Claim Works?
Hassle-free claims experience
Claims submission is hassle-free – simply fill out the claim form and send it to claims@onedegree.hk
See vet clinic receipt sample
Real-time claims status notifications
Real-time email updates on claims status allow you to know exactly where you are at throughout the process
10-day claims process
A decision on your claim, under normal circumstances, will be made within 10 working days of receiving all necessary application documents
Frequently asked questions
Which vets in Hong Kong are covered under the Turtle, Tortoise & Bird Insurance?
Unlike Pawfect Care, we don’t have a designated vet network under the Turtle, Tortoise & Bird Insurance. This means you can benefit from your coverage at any licensed vet clinics or animal hospitals in Hong Kong that provide services for turtles and birds.
Terms and Conditions
1. This promotion is valid from now until 30 April 2024 (“Promotion Period”).

2. OneDegree’s system will automatically apply the 30% premium discount on Turtle, Tortoise and Bird Insurance (“Offer”) to applicable plans and payment mode and display it on the website.

3. The discounted premium will be rounded to the nearest whole number during quotation for display purposes. The actual premium payable will be shown at checkout and shall be the final amount. 

4. The Offer is only applicable to premiums for the first year of a policy.

5. For details of coverage, terms, conditions, and exclusions of Turtle, Tortoise and Bird Insurance, please refer to the policy wordings.

6. OneDegree may terminate this promotion without notice. All matters or disputes in relation to the promotion and the interpretation of terms and conditions shall be subject to the decision of OneDegree, which shall be final and binding. 

7.In case of any discrepancy between the English and Chinese versions, the English version shall prevail.