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Do cats need cat insurance in Hong Kong?

August 12, 2020

cat insurance

Your home is a safe environment for your kitty, who spends most of the day sunning by the window or curled up on the couch. There are significantly less threats and risks indoors and most pet parents choose to keep their cats inside. You don’t have to worry about them running into traffic, getting into territorial fights with strays, or contracting diseases.

But that doesn’t mean your little one will never have health problems. Having pet insurance ensures your kitty stays healthy and by your side for many years to come.

 

Indoor cats are still prone to illnesses

 

While there is less chance of them getting into accidents, indoor cats are still vulnerable to common feline illnesses such as lower urinary tract disease, chronic kidney disease, and diabetes. Many of these are chronic conditions, which means they are not readily cured and lasts for months, if not years, and the vet bills can become too much to handle if your kitty doesn’t have coverage.

It’s a good idea to enrol cats in a health plan when they’re young. Pawfect Care is one of the few insurers in town that offers lifetime coverage of chronic illnesses for pets, but the benefit only applies to pets that enroll before they are 5 years old.

Dangers in the house

 

As much as you try to make your home cat-friendly by putting sharp or breakable objects out of reach and securing your windows, your curious kitty may still find a way to get into trouble. Kittens are especially prone to accidents at home because they are in their phase of exploration. They love to climb to high places, but that can easily end in a broken leg if they’re not sure-footed enough.

Cats also like to play with little objects, such as paper scraps, thread, earplugs, and coins. But if accidentally swallowed, they can be life-threatening. Your kitty might purge the foreign objects by vomiting or pooping, but in some cases, they need to be removed through surgery.

Plants and flowers seem harmless, right? Not for your cat! There’s quite a long list of common house plants that are toxic for cats, including aloe vera, English ivy, philodendron, azalea, and dieffenbachia. Lilies, in particular, are very poisonous for cats. A little nibble can cause serious kidney damage or even death.

 

Temptations outdoors  

 

An interesting scent or a chirping bird can lure your kitty outside, no matter how content he or she is with the indoor life. They might sneak past you when you open the door or wriggle out a half-open window when no one is looking. For a cat who isn’t familiar with the outdoors, the streets can be very dangerous and your kitty might get into an accident before you can find and bring him or her home.

If your kitty has insurance, then you won’t have to worry about whether you can afford the necessary treatments when an unexpected accident or illness strikes.

Check out our Cat Insurance page for more about how Pawfect Care can help protect your kitty’s health!

 

Sources:

https://www.thesprucepets.com/health-insurance-for-cats-555338

https://www.petsplusus.com/pet-information/health/importance-insuring-indoor-cats

https://www.indoorcatguide.com/is-pet-insurance-worth-it-for-indoor-cat/

https://www.nimblefins.co.uk/should-i-get-pet-insurance-my-indoor-cat

https://medium.com/@healthypaws/is-pet-insurance-worth-it-for-indoor-cats-13dfd5752c5

https://www.americanhumane.org/fact-sheet/indoor-cats-vs-outdoor-cats/