Select Coverage
Home Insurance
Home Appliances Warranty Insurance
Fire Insurance
Critical Illness
Pet Insurance
Turtle, Tortoise & Bird Insurance

The one and only Pet CEO Plan®
Up to HK$100,000 coverage, no sublimits, up to 90%* reimbursement.
Additional Critical Illness Cash Benefit: Now covering heart failure and stroke¹
Save 20% on your first year’s premium by 30 June 2026!
Turtle, Tortoise & Bird Insurance
Covers 68 bird types and 53 turtle/tortoise species
Enroll on or before 30 June 2026 to enjoy 30% off your first year’s premium!
 *As per policy schedule.
[Index] Pet
What kind of pet insurance are you looking for ?

Details

Up to HKD 15 million coverage
Best Home Appliances Warranty in town covering 14 major appliances
Equal benefits for same-sex and opposite-sex marriage and domestic partnership
Loss and damage to home possessions during renovation covered
Pets Owner Third-party Liabilities Protection
Enroll on or before 30 June 2026 to enjoy 30% off your first year’s premium!
[Index] Home
We insure buildings aged 50 or below

Best Price In Town. Only charge 0.042% of the sum insured as first year’s premium.
Choose your own policy start date with our special 180-day extension period
Customized coverage to meet your lender’s requirements
Policy can be cancelled at any time
[Index] Fire
*We currently only insure residential properties.
HKD

Please confirm with your mortgage lender for the sum insured you need.

  • Sum insured from HKD 500,000 to HKD 50,000,000, with minimum premium set at HKD 400/year
  • Sum insured will be rounded up to the nearest dollar

Unlimited total no. of claims*
Cover up to 62 illnesses
No survival period
People living with HIV are equally protected

Enroll on or before 30 June 2026 to enjoy 30% off your first year’s premium!

*Only applicable to the Infinity Plan
[Index] CI
Smoking Habit
Gender

Latest Offers and News

The one and only Pet CEO Plan® in town

Save 20% on your first year’s premium when you apply for Pet Insurance!

PawBook

Capture your furry friend’s daily moments, manage their health data, and access free online Vet consultations. Keep your pet healthy and happy for a lifetime!

Home Insurance

Enroll now to enjoy 30% off your first year’s premium!

Home Appliances Warranty Insurance

Enroll now to enjoy 30% off your first year’s premium!

OneDegree Pet Mart

Shop now to pamper your pets!

Critical Illness Insurance

Enroll now to enjoy 30% off your first year’s premium!

All the protection you need is here

Home Insurance
Our Home Insurance covers your home and also your beloved family members, children and furkids, and the inconvenience the pandemic caused.
From HKD 98 /mo
Fire Insurance
As a flat owner, do you have adequate knowledge regarding fire insurance and its coverage? We’ve got you covered—learn more now and get an instant quotation with us online!
From HKD 400 /yr
Personal Health
Everyone needs critical illness protection, we are committed to offer the most comprehensive solution to you and your family, and take care of your different health needs.
From HKD 3 /mo
Pet Insurance
Like us, our furry friends need protection too! We offer a dedicated plan to your beloved furbaby, making sure they can receive the best medical attention when needed!
From HKD 172 /mo

You can rely on us

Pet Insurance

Marvin

I had purchased different pet insurance plans from 3 different insurance companies before. OneDegree has got the highest medical coverage in Hong Kong with very affordable pricing.

Pet Insurance

Shibani Mahtani

Had a really good experience with OneDegree, they reimbursed me in two days and have a lot of partner vets. I got the mid range coverage which so far has been sufficient. Their website is really easy to use too

Pet Insurance

Alex Noakes

I have One Degree for my two mongrels and have found them to be excellent so far – I’ve claimed 3 times and not had any issues – touch wood!

Fire Insurance

Saya

I was lucky to receive an invitation to try out OneDegree Fire Insurance. I hope more homeowners can benefit from it once it’s officially launched.

Pet Insurance

Scott Wrayton

The claim process is EXTREMELY easy, just upload receipts online and they deposit the money to your account within two working days.

Pet Insurance

Lyn Tobari

I have OneDegree and I highly recommend it. I recently claimed for my puppy’s case. Simple and quick procedure. Instant communication with the staff as well!

Pet Insurance

Corie Chu

The claim was pretty easy to file and I did genuinely get the reimbursement in my bank account in a few days.

Why OneDegree?

At your fingertips

Get a quote and stay protected easily with your laptop or mobile phone anytime, anywhere.

We don’t make you wait

There is no middleman between you and us, which means we can address your concerns directly and swiftly.

Simple, in a good way

Our plans are simple and concise, and offers you all the protection you need.

About OneDegree

OneDegree Hong Kong is a next generation insurer and holder of a virtual license granted by the Hong Kong Insurance Authority. Our mission is to make insurance more accessible through technology, innovative user experience, and diversified protection for both individuals and enterprises.

Our insurance products cover different areas of life, from property, pets to personal health care, while they are much easier to enroll with, plus a more comprehensive coverage!

Our Blog
Compare Pet Insurance in Hong Kong (Part 1)
Compare Pet Insurance in Hong Kong (Part 1)
Insurance coverage for pets is still a relatively new concept in Asia, but it is growing fast. So how do you choose a plan that best suits your furry friend’s needs and your budget? Let’s take a look at the more well-known pet insurances out there and how OneDegree’s Pawfect Care stacks up.
What kind of property insurance do I need?
What kind of property insurance do I need?
Home purchase is usually one of the biggest financial decisions one makes in life. That means it is imperative for homeowners to have the right property insurance in place to protect them from fire, theft, burst pipes, and other risks.
Term Critical Illness Insurance VS. Lifelong Critical Illness Insurance
Term Critical Illness Insurance VS. Lifelong Critical Illness Insurance
To protect our health comprehensively, should we opt for Term Critical Illness Insurance or Lifelong Critical Illness Insurance? To make an informed decision, you will first have to know their differences in nature and in coverage.

We Stand by you!

OneDegree does not have a broker or intermediary, but for any questions or difficulties related to insurance products, as well as enrollments or claims, we have a dedicated person to help at any time.

Get help from below methods

Mon. to Fri. 10:00-18:00
2886 9892
Mon. to Fri. 10:00-18:00
Note
  • Based on market research as of 8 June 2026, OneDegree Pet CEO Plan® is the only pet insurance plan that provides Additional Advanced Critical Illness Cash Benefit among six pet insurance plans available from authorized insurers in Hong Kong. This comparison is made based on information contained in the product brochures of publicly available pet insurance plans. This benefit is applicable to pets aged 1 to 9 years, provided that the pet has not been diagnosed with heart failure, stroke, epilepsy, suffered from limb paralysis, or experienced dislocation of the patella due to accident or illness before enrollment and the end of the relevant waiting period. The pet must be diagnosed with the relevant condition for the first time after the waiting period. Upon meeting these conditions, we will provide a one-time cash benefit. Additional purchase is required. This benefit, together with the same conditions covered under the Additional Critical Illness Cash Benefit, is subject to a combined lifetime limit of one claim. Please refer to the policy terms and conditions for details.
  • Based on information from the websites of major insurance companies as of November 2025. The coverage amount applies only to the Ultra and Prestige plans.