Fire Insurance
Flash Deal

Enroll with referral code 【HOMEPOD】by 27 Jan to receive a free HomePod Mini or HKD 200 supermarket cash coupon**!

At OneDegree, we know how difficult it is to buy a home in Hong Kong, and Fire Insurance is one of the keys to a successful bank mortgage; hence, we are committed to do everything in our power to help the homeowners out. While other insurance companies charge up to 0.15% of the annual premium for Fire Insurance, we at OneDegree only charge 0.03%^, and promise to refund the difference if you find a lower price for the same product*. 

OneDegree Fire Insurance is not only affordable and comprehensive, it's also a gift for savvy homeowners looking to move into a new home in the new year! 

**From now until 27th January 2022 when you enroll in Fire Insurance with the referral code【HOMEPOD】, you can receive a HKD 200 PARKnSHOP cash coupon for any Fire Insurance policy with a total annual premium below HKD 1,200; if the total annual premium is above or equal to HKD 1,200, you can receive an Apple HomePod mini (worth HKD 749)!

* If you find an identical product on the market at a lower price, we will refund the difference. However, our lowest price guarantee applies only to Fire Insurance products with the same coverage and general terms as OneDegree Fire Insurance, and such prices must be open to the public and do not include any discounts, discounts or waivers of fees.

^Excluded premium levy

How does it work?

1. Click the "Quote" button and select Fire Insurance

Enter your mortgage amount to get an instant quote

2. Enter 【HOMEPOD】

Enter the code on checkout page

3. Just sit back and wait for good news

We’ll inform your lender about your policy switch. You just have to sit back and enjoy the savings!

4. Handling other insurance

If you are switching from another insurance provider, don’t forget to ask them for a premium refund.

Promotion period

From now till 27th January 2022

Enroll with referral code 【HOMEPOD】to receive a free HomePod Mini or HKD 200 supermarket cash coupon**!

Enroll Now

Why OneDegree

Best Price Guarantee

Some insurers may charge up to 0.15% of the Sum Insured annually for fire coverage. With OneDegree, you’ll pay just 0.03% for a policy, and if you find a better rate elsewhere, we’ll match it!

Customized Coverage

In our standard Fire Insurance policy, damages from earthquakes, forest/bush fires, riot and strikes are among items that are excluded. However, this may differ from policy to policy, coverage can be extended depending on your mortgage bank's needs.

Save Up to 80% Annually

We insure from HKD 500,000 to HKD 50,000,000. If you need more or less coverage, get in touch and we'll see what we can do for you. Please note that the minimum premium is set at HKD 400/year.

Terms & Conditions
This promotion is valid from 3 to 27 January 2022 (“Promotion Period”).   
Customers must complete the fire insurance policy purchase on the OneDegree website and enter “HOMEPOD” as the referral code. Customers whose policy is still effective as of 30 April 2022, will get one of the below rewards (“Reward”): Premium (excluded premium levy) is between HKD 400 – HKD 1199: HKD 200 ParknShop Supermarket Cash Coupon (Coupon); Premium (excluded premium levy) is over HKD 1199: Apple HomePod Mini (“Reward”). 
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