Waiting period is how long you have to wait before you can make claims for a newly issued policy.
Insurance is meant to offer financial protection against future, unknown events. Waiting periods go a long way to reduce the risk of fraudulent claims, as they deter people from buying policies right after they are diagnosed with a medical condition.
Waiting periods vary for different benefits. For Pawfect Care, the waiting period for orthopaedic conditions, cancer, and hereditary conditions is 180 days after policy start date. For other illnesses and accidents, the waiting period is 28 days.