Policy wording is a document that lists definitions of terms and lays out all the terms and conditions of your insurance contract.
An insurance contract is made up of a policy schedule, a policy wording, and any endorsements.
A policy wording is usually a lengthy (and maybe a little boring!) document. But it's important because it helps to clarify certain words or rules that are confusing. Having a policy wording helps to reduce the chance of misunderstanding between you and your insurance company.