Insurance Made Simple
If you’re visiting this page, then good on you for trying to understand insurance better! We’ve highlighted common and useful insurance terms here and broke them down in plain English.

Material Facts

Material facts are any info that could influence our assessment of your insurance application.

Why it matters:

We've simplified the insurance process so that you wouldn't have to submit a bunch of medical records or get a physical exam to apply for a policy. However, we still depend on you giving us accurate and complete information to assess your application properly. If there are any doubts, we may ask you for additional info or records.