Insurance Made Simple
If you’re visiting this page, then good on you for trying to understand insurance better! We’ve highlighted common and useful insurance terms here and broke them down in plain English.

Hereditary condition

A hereditary condition is a disease or disorder that is passed down genetically.

Why it matters:

Many pet insurance products don't cover, or restrict coverage of, congenital and hereditary conditions. But OneDegree's Pawfect Care covers hereditary conditions because we believe those are often undetectable until later in a pet's life. Many of these are breed specific.

Here are some common hereditary diseases for dogs:

  • Cancer
  • Progressive retinal atrophy
  • Hip dysplasia
  • Mitral valve degenerative disease

For cats:

  • Polycystic kidney disease
  • Hypertrophic cardiomyopathy
  • Deafness
  • Diabetes