Insurance Made Simple
If you’re visiting this page, then good on you for trying to understand insurance better! We’ve highlighted common and useful insurance terms here and broke them down in plain English.


Exclusions are types of conditions, expenses and services that aren't covered by your insurance policy.

Why it matters:

Insurance companies can't possibly cover everything, so exclusions help clarify and narrow down what they will pay for. We've listed out some common exclusions for health insurance, but do look closely at the list when buying a policy so you aren't caught off guard!

Common exclusions for health insurance:

  • Pre-existing conditions
  • Alternative therapies
  • Cosmetic treatments
  • Pregnancy and related conditions