Insurance Made Simple
If you’re visiting this page, then good on you for trying to understand insurance better! We’ve highlighted common and useful insurance terms here and broke them down in plain English.


Consultation is when you see a doctor to seek advice or treatment for a medical condition.

Why it matters:

Hong Kong vets typically charge between HKD 220 and HKD 600 for a general consultation, but the fee can be a lot higher for late night or emergency visits, depending on the clinic. Also, specialist consultations are generally more expensive than general consultations.

If you want coverage for consultations, you would want to consider Pawfect Care's Plus Plan, the most comprehensive pet insurance plan that we offer.