Insurance Made Simple

If you’re visiting this page, then good on you for trying to understand insurance better! We’ve highlighted common and useful insurance terms here and broke them down in plain English.

Chronic illness

A chronic illness is a condition that lasts at least 3 months and generally can't be prevented by vaccination or cured by medication.

Why it matters:

Long-term conditions can be expensive to treat. It could be something as minor as a small allergy, to a devastating disease like cancer.

Pawfect Care provides lifetime coverage of chronic illnesses to pets that enroll at age 4 or below. Here are some examples of common chronic conditions for cats and dogs:

Cancer (Malignant)
Osteochondral disease
Joint dysplasia
Cardiovascular diseases
Chronic renal disease
Chronic liver disease (e.g. Chronic hepatitis)
Chronic eye disease (e.g. Progressive retinal atrophy, Glaucoma, Chronic keratitis)
Skin Atopy"

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