Strays, too, deserve all the love

Street dogs and cats need care, love and nurturing just like your pets at home. Every furry friend should be treated equally. Share a little love with these innocent souls and help provide them the care and support necessary to thrive! Enroll now with monthly premium as low as HK$5.5!

cute dogs showing love to pet insurance
Key features of

Pawfect Care

Highest medical coverage in town
We reimburse as much as 90% of eligible vet bills, up to HKD 70,000 annually, depending on which of our 3 plans you choose. All registered vets in Hong Kong are covered.
First pet insurer in town with no sublimits
It can be frustrating when your policy only lets you claim a small portion of an expensive treatment. That’s why we don’t cap how much you can claim for a specific benefit, as long as it stays within the plan’s annual coverage.
We accept all breeds up to 11 years old
Cats and dogs from 13 weeks to 11 years old can apply for Pawfect Care coverage. Once enrolled, there's no age limit on renewal.​
We cover chronic illnesses
We provide lifetime coverage of chronic illnesses to pets that enrolled at age 4 or below, including allergies, chronic kidney failure, and cancer.
Cash benefit for cancer
We hope your pet will never need it, but you’ll receive a lump sum if your furry one does get cancer. That’s in addition to the medical costs we cover, so you can use the cash for any extra care that can help your pet feel better and get healthier soon.
OneDegree HK

Our plans

OneDegree HK
Pawfect Care reimburses up to 90% of vet bills for pets at age 1 or above, and up to 50% for pets from 13 weeks to 11 months old, whether from mild injuries or serious chronic illnesses. All of our plans cover the big expenses, such as surgery and hospitalization. The Plus and Ultra plans also include vet consultations, ideal for pet parents looking for comprehensive protection for their furry ones.

Enter your pet's info and get a quote instantly

Pet Type
Cat
Dog
Pet Age
Breed
Select
There is a waiting period of 28 days from the policy start date for accidents and illness before coverage takes effect. The waiting period is 180 days for cancer.

What’s not covered?

We would love to keep all our furry friends healthy, but unfortunately none of the pet insurance companies can cover treatments of pre-existing conditions (illnesses or injuries that happen before you purchase a policy or during the waiting period). Our plans also doesn’t cover spaying/neutering costs and alternative treatments. Please see the complete list of exclusions here.
Check out our product brochure for more details.
OneDegree HK

Why do you need pet insurance?

Vet bills can quickly add up and put an unexpected dent in your budget. Here are some common canine medical conditions to give you an idea of how much treatments generally cost. Pet insurance can help you out with expenses so you don’t have to worry whether you can afford the best care.
common dog cancer
common dog cancer
A foreign body obstruction in dog is dangerous
A foreign body obstruction in dog is dangerous
dog vomit and diarrhea cost
dog vomit and diarrhea cost
dog trachea collapse cost is high
dog trachea collapse cost is high
dogs ear/skin infection cost
dogs ear/skin infection cost
OneDegree HK
Dog Insurance
OneDegree HK
Cat Insurance
Cancer
Average cost/year
HKD 29,800
These numbers may vary based on the actual conditions and the bill breakdown.
OneDegree HK

How does it work?

OneDegree HK
choose a pet insurance plan for your dog on the phone

1. Choose a plan

Select from three options based on you and your pet’s needs. No physical exams required for enrollment.
visit the best vet in hong kong to get the best care for your dogs

2. See a vet

Your pet can visit any registered vet in Hong Kong.
filling a claim with onedegree is easy

3. File a claim

Takes just a few minutes to upload a photo of your receipt and submit a claim. We will handle the rest.
getting paid for pet insurance is easy

4. Get paid

We will make a deposit directly into the bank account you provided for any successful claims.

Frequently asked questions

OneDegree HK

Why insure your pet with OneDegree?

purchase insurance with no paperwork

Zero paperwork

Do it all online. Get a quote, buy a policy, and make claims easily from your laptop or mobile phone. Anytime, anywhere.
file a claim is hassle free in onedegree

We don’t make you wait

We will make a deposit directly into the bank account you provided for any successful claims.
simple in a good way

Simple, in a good way

Our plans are simple and easy to understand, while giving you all the protection you need.

Pawfect Care is underwritten by OneDegree Hong Kong Limited, which is authorised and regulated by the Insurance Authority of the Hong Kong SAR.

Terms and Conditions
1.

For details of coverage, terms, conditions, and exclusions of Pawfect Care or InfiniCare, please refer to the policy wordings.

2.

In case of any discrepancy between the English and Chinese versions, the English version shall prevail.