Fire Insurance - Best Price Guaranteed
OneDegree Fire Insurance guarantees the lowest price** at just 0.038% of your sum insured when most insurers charge up to 0.2%. You can save up to HK$150,000* for a 30-year mortgage! From now until 30 April 2024, sign up with referral code [MONO30] to enjoy 30% premium rebate for your first year! The discounted premium will be as low as 0.0266% of the insured amount. Pls refer to T&Cs at the bottom of the page.
Best Price
Guaranteed
Some insurers may charge up to 0.2% of the sum insured annually for fire coverage. With OneDegree, you’ll pay just 0.038% for a policy, and if you find a better rate elsewhere, we’ll match it!
*Assumed a comparison between highest premium rate of 0.2% and OneDegree premium rate of 0.038%, for a 30-year mortgage and sum insured of HKD 3million, rounded to the nearest 10,000.
**If you find the same product at a lower price in the market, we will refund the difference. However, our lowest price guarantee only applies to Fire Insurance products with the same coverage and general terms as OneDegree Fire Insurance, and the price must be open to the public and does not include any discounts, deductions or waivers.
Paperless Claim Process
File your claim online with a completely paperless process. Please download the claim forms from the below links, and email the form, along with the required documents stated on the form, to us at claims@onedegree.hk.
Claim form: Download
Instant Claim Status Notification
Timely email updates on claim status allow you to know exactly where you are at throughout the process
Guaranteed 5-day Response Time
**We guarantee to follow up on a claim application within 5 working days upon receipt of application documents^^
This promotion is valid from now until 30 April 2024 (“Promotion Period”).
To enjoy the 30% first year’s premium rebate on Fire Insurance (“ Premium Rebate”), underwritten by OneDegree Hong Kong Limited ("OneDegree"), customers shall enter “MONO30” as the promo code and complete the application of Fire Insurance, also underwritten by OneDegree, using the designated button above within the Promotion Period. Any failure in doing so will result in loss of Premium Rebate and no refund shall be arranged afterwards.
Only one promo code may be used at the purchase of Fire Insurance. All promo codes will be deemed invalid if more than one promo code is input on the checkout page.
Only the applicants who do not currently hold any effective fire insurance policyholders, and have not held any effective fire insurance policy(ies) in the past 3 months from the date of application of the fire insurance are eligible for this Premium Rebate promotion.
The Fire Insurance Premium Rebate will be credited to Eligible Premium Rebate Recipient’s registered credit card account at the 4th month after the Fire Insurance policy application date, provided that the Fire Insurance is still effective on the payment date of Premium Rebate.
If the policyholder cancels the Fire Insurance policy during the policy term, OneDegree reserves the right to deduct the Premium Rebate from any premium refund.
The Offer cannot be used in conjunction with any other promotional offer (Except for system automatic offer).
For details of coverage, terms, conditions, and exclusions of Fire Insurance, please refer to the policy wordings.
OneDegree may terminate this promotion without notice. All matters or disputes in relation to the promotion and the interpretation of these terms and conditions shall be subject to the decision of OneDegree, which shall be final and binding.
In case of any discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail.
