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What is considered a chronic illness and is it covered?

Chronic illnesses refer to illnesses that last 3 months or more and generally can't be prevented by vaccination or cured by medication. Examples are allergies, cancer and neoplasia, chronic renal disease, joint dysplasia and inflammatory bowel diseases.

If your pet first enrolled in our plan at age 4 or younger, your pet can enjoy lifetime coverage of chronic illnesses.

If your pet first enrolled in our plan at age 5 or older, chronic illnesses will still be covered for the first policy year they occur. However, the specific illness will be considered a pre-existing condition and excluded for subsequent policy periods.

Chronic illnesses can be very costly to treat. Make sure your furry buddy is covered by getting insurance at an early age!

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