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What is a pre-existing condition?

One or more of the following Medical Conditions that showed clinical signs or Symptoms, occurred, diagnosed or treated before the Policy Start Date or during the Waiting Periods.

  • Arthritis (Non-septic)
  • Osteochondral disease
  • Chronic colitis
  • Chronic gastritis
  • Chronic liver disease
  • Chronic pancreatitis
  • Chronic eye disease
  • Inflammatory bowel disease
  • Endocrine disease
  • Cancer (Malignant)
  • Neoplasia (Benign)
  • Allergies
  • Cardiovascular disease
  • Chronic renal disease
  • Asthma or chronic tracheobronchial disease
  • Urinary blockage
  • Permanent neurological damage
  • Incurable infections
  • Joint dysplasia
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