Yes. If you (the pet owner) and your pet meet the eligibility requirements, you can apply for a policy for your furry friend. However, an illness or a condition that is diagnosed before your policy start date or during waiting periods will be considered a pre-existing condition. That means you won’t be able to claim vet expenses related to that particular condition, but accidents or other health problems that occur after the policy takes effect will be covered. To ensure your pet can get the most comprehensive health protection, we encourage pet owners to insure their pets as early as possible.